Community Standards

GrowStrata Network exists to support genuine financial education, professional growth, and peer connection among members of the Keep It Simple Financial Growth® community. We are committed to maintaining a space where legitimate financial discussion can thrive without interference from fraud, spam, or bad-faith actors.

Our moderation decisions are based on these community standards — not on whether a member pays for advertising or promotion. Posts are never suppressed because a member does not pay for boosted reach. Every moderation action is logged in an immutable audit trail and reviewed by a human administrator. When a report is filed, our moderation queue assigns it a status: pending, reviewed, actioned, or dismissed. Members whose content is removed are notified. Accounts that are suspended may appeal by contacting us through the Connect page.

Financial fraud causes real harm. We take the following categories especially seriously and will act on reports promptly: • Investment solicitations — any request for money, crypto, or assets in exchange for promised returns • Impersonation — claiming to be a licensed advisor, KISFG staff, or a regulatory body without verifiable credentials • Pump-and-dump schemes — coordinated promotion of assets to inflate price before selling • Advance-fee fraud — requests for upfront payment in exchange for a larger future payout • Phishing — links or messages designed to steal login credentials or personal information If you encounter any of the above, use the Report button on the post or contact us directly.

GrowStrata Network is available exclusively to individuals who are 18 years of age or older. This requirement applies to all new registrations and to all existing members. Minimum age: 18 years old. Your 18th birthday is the earliest eligible date. New members must provide their date of birth during registration. Age is verified server-side at the time of registration. Accounts will not be created or activated for individuals who have not yet reached their 18th birthday. Existing members who registered before this requirement was introduced will be asked to confirm their eligibility by providing their date of birth. Until eligibility is confirmed, existing members retain read access to the platform but may not post, comment, send messages, or engage in other member interactions. Providing false age information is a violation of these Community Standards and may result in immediate account restriction, permanent ban, and referral to applicable legal authorities. GrowStrata Network reserves the right to require additional verification of age eligibility at any time. Date of birth information is used solely to establish and maintain age eligibility. Raw birth dates are never stored. Only a cryptographic hash is retained for audit purposes. Birth dates are never shared publicly, included in member profiles, or returned by any public API. If you believe your account has been incorrectly restricted due to an age determination, you may dispute the restriction by contacting us through the Connect page. An administrator will review your dispute and respond within 5 business days.

Violations of these standards may result in content removal, account suspension, or permanent ban depending on severity and history. First-time minor violations typically result in content removal and a warning. Repeated violations, fraud, or harassment result in suspension or permanent ban. Administrators cannot suspend or ban other administrators through the standard moderation workflow. All privilege escalation is prevented at the API level.

Use the Report button on any post or comment to flag content for review. Reports are reviewed by our moderation team, typically within 48 hours. You can report for: spam, harassment, misinformation, inappropriate content, or other concerns. Your report is confidential. The reported member is not notified of who filed the report.